BANKRUPTCY:
WITH BANKRUPTCY YOU MAY BE ABLE TO:
•Stop repossessions, foreclosures, wage and bank garnishments
•Stop execution on judgments, lawsuits and IRS levies
•Eliminate credit card debt
•Save your assets
•Stop creditor calls and harassment
The Leshin Law Firm handles bankruptcy cases for Florida residents. Our clients find themselves in financial trouble for a variety of reasons and in many situations. Whether you have lost your job, suffered an illness/injury, or just spent too much money on things, we may be able to help you. We handle Chapter 7 and 13 bankruptcy cases for individuals and married couples.
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Chapter 7 is for individuals or married couples and may allow you to eliminate most, if not all, of your debts including credit card debt, debts that have been sent to collection agencies, and debt from unpaid medical bills. One of the primary purposes of Chapter 7 Bankruptcy is to discharge debts to give an honest person a "fresh start." One of the key benefits of filing bankruptcy is the "automatic stay." The automatic stay requires all of your creditors to immediately stop all collection actions against you. This means that they can no longer harass you by telephone, or send you any additional bills in the mail.
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In addition, Chapter 7 may assist you in resolving the following issues: lawsuits, bank and wage garnishments, depositions in aid of execution, and license suspension. Also, Chapter 7 can offer relief from real estate mortgages and high car payments for properties and vehicles which you no longer wish to retain.
Chapter 13 is for individuals or married couples and allows you to make, in many cases, reduced payments on your outstanding bills and set up a repayment plan that you can make over a period of three or five years. Chapter 13 offers some options that are not available in Chapter 7. For example, Chapter 13 offers the opportunity to save your home from foreclosure. A Chapter 13 case can stop foreclosure proceedings and can assist you in bringing your delinquent mortgage payments current by allowing you to pay the delinquent amount over a period of years. In addition, the Court allows you to make payments to your creditors based upon what you can afford, not what you owe. Once you make all of your monthly payments to the Court in your payment plan, whatever amounts remain due after you complete the plan may be forgiven or discharged.
For more information on the Bankruptcy process, please CLICK HERE to see some informational videos provided by the U.S. Bankruptcy Court.
Don’t waste time with other so called “debt elimination” programs that only cost you thousands of dollars in fees and protect the creditor. Stop the cycle of crushing credit card debt and medical bills that continue to pile up interest and other fees. Allow The Leshin Law Firm to help you evaluate your financial situation and help you make the best decision for your future.
The Leshin Law Firm serves clients throughout Miami-Dade, Broward and Palm Beach counties. Call us today for a FREE no obligation consultation at (954) 941-9711, or simply CLICK HERE to provide your contact information and our dedicated staff will contact you.
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